
Personal financial options
So let’s assume that Mike was breaking even with his business and then COVID hit. And Mike lost a lot of business temporarily, and Mike

The feds are in your corner instead of the banks corner.
It’s the weirdest thing, every once in a while, they do something for you. Let’s talk about the difference between chapter 13 and chapter 7.

Filing Bankruptcy
Sounds like if you file a bankruptcy when you are in a foreclosure or forbearance modification is debatable, it really helps you buy time, and

Do you have to file a bankruptcy to get a modification?
Modifications are available without a bankruptcy, but you have to show them that you have a legitimate need for bankruptcy. Sorry. You have to show

What is the difference between forbearance and foreclosure?
Let’s talk about two things. First, what is the difference between forbearance and foreclosure? And the last is; what are my options when I’m facing

I can still maintain the property?
So, in that scenario, if I have a piece of land that is worth $50,000, and I have a lien against it, a tax lien,

How to Manage a Temporary Loss of Income
A lot of my clients end up filing bankruptcy because of a temporary loss of income. So if you’re living paycheck to paycheck and you

Top ten payment priorities
When you have more bills than money to pay them, it can be really hard to decide what to pay and when. I’m Joe Jeppson

How to handle the stress of collection callsis the
If you’re like my clients, you might be suffering from the stress, the embarrassment of sleepless nights of aggressive collection calls. I am Joe Jeppson,

Testimonial – Casey
Hi, I’m Casey. When I moved here, I was in bad shape financially. My mother had died and left me with three sisters. I incurred

Personal financial options
So let’s assume that Mike was breaking even with his business and then COVID hit. And Mike lost a lot of business temporarily, and Mike

The feds are in your corner instead of the banks corner.
It’s the weirdest thing, every once in a while, they do something for you. Let’s talk about the difference between chapter 13 and chapter 7.

Filing Bankruptcy
Sounds like if you file a bankruptcy when you are in a foreclosure or forbearance modification is debatable, it really helps you buy time, and

Do you have to file a bankruptcy to get a modification?
Modifications are available without a bankruptcy, but you have to show them that you have a legitimate need for bankruptcy. Sorry. You have to show

What is the difference between forbearance and foreclosure?
Let’s talk about two things. First, what is the difference between forbearance and foreclosure? And the last is; what are my options when I’m facing

I can still maintain the property?
So, in that scenario, if I have a piece of land that is worth $50,000, and I have a lien against it, a tax lien,

How to Manage a Temporary Loss of Income
A lot of my clients end up filing bankruptcy because of a temporary loss of income. So if you’re living paycheck to paycheck and you

Top ten payment priorities
When you have more bills than money to pay them, it can be really hard to decide what to pay and when. I’m Joe Jeppson

How to handle the stress of collection callsis the
If you’re like my clients, you might be suffering from the stress, the embarrassment of sleepless nights of aggressive collection calls. I am Joe Jeppson,

Testimonial – Casey
Hi, I’m Casey. When I moved here, I was in bad shape financially. My mother had died and left me with three sisters. I incurred