Kansas City Bankruptcy Attorney

Chapter 7 Bankruptcy FAQ

Chapter 7 FAQs Missouri

Every bankruptcy case has its own frequently asked questions. Chapter 7 bankruptcy, also known most commonly as liquidation or straight bankruptcy, is a legal remedy that can wipe out your debts while giving you a fresh start. While resorting to Chapter 7 bankruptcy may be a wise decision, it is nevertheless complicated. That is why contacting an experienced bankruptcy attorney is highly recommended.

Joseph Chaddick Jeppson, the founder of Jeppson Law Office, is a seasoned bankruptcy lawyer in Missouri that you can definitely rely on. He is strongly committed to giving back to the community. He is the president of Kansas City and a board-certified lawyer in the state. If you have questions about Chapter 7 bankruptcy, schedule a free legal consultation today!

Why do I need a Bankruptcy Attorney in Missouri?

What makes a good bankruptcy lawyer who helps people get out of debt? If you’ve just decided to get legal help, it is crucial to evaluate the qualities of the law firm. You should keep in mind that you will work with your lawyer for a couple of months. Thus, take note of the following qualities:

  • Outstanding – Not all bankruptcy attorneys are deemed outstanding in their field. If you are seeking bankruptcy help, select the outstanding ones. You are never wrong for being a skeptic. You deserve an outstanding lawyer who provides excellent legal services.
  • Extensive Community Involvement – The community involvement of your bankruptcy lawyer is important in terms of the progress of your case. A lawyer with a good reputation gives them an advantage whenever they have to deal with federal agencies to comply with bankruptcy requirements. Furthermore, extensive community involvement implies that the bankruptcy lawyer is well-versed in state laws.
  • High recommendation – In searching for legal assistance, family or friend recommendations are some factors to consider. Take your time to review the background of the firm, including its rating and feedback. Hire someone who is highly recommended by their previous clients. This gives you great assurance of getting the service you deserve.


Among the bankruptcy lawyers in Kansas City, Joseph Chaddick Jeppson is acknowledged by the American Board of Certification as a specialist in consumer bankruptcy cases. Our excellent rating from our previous clients shows how hardworking and strategic our legal team is in every complicated bankruptcy case. Losing hope is not an option if you are dealing with financial problems. Contact a seasoned bankruptcy attorney today if you are overwhelmed with the complex bankruptcy process.

What is Chapter 7 Bankruptcy?

Chapter 7, or “liquidation bankruptcy,” provides an orderly, court-supervised means of selling assets to repay creditors. In every Chapter 7 case, the bankruptcy trustee will be appointed by the US Bankruptcy Court to take charge and oversee your estate, including all your assets. The bankruptcy law may permit you to retain some of your properties. The trustee will proceed with selling the rest to pay your creditors. Your debts will be discharged, in part or whole, within a couple of months following the filing of your bankruptcy petition.

What is the phone number and mailing address of the Bankruptcy Court?

U.S. Bankruptcy Court
Western District of Missouri
400 E. 9th Street, Room 1510
Kansas City, MO 64106
(816) 512-1800

Should I file for bankruptcy?

There can be no specific answer to this question unless an experienced bankruptcy lawyer evaluates your circumstances. The answer is always dependent on your specific financial situation. The decision to file for bankruptcy is serious, and consulting with a knowledgeable lawyer is important.

What is a Pro Se Debtor?

If you appear before the court to represent yourself without having a lawyer, you are considered a Pro Se litigant. “Pro Se” is a Latin word that can be translated as “for yourself.” You have the right to be a pro se litigant under the bankruptcy code and other pertinent bankruptcy laws. You are still, however, expected to abide by the laws that govern the practice of law, despite not being a lawyer. Pro Se litigants should be accustomed to the Federal Rules of Bankruptcy Procedure, the United States Code, and the Local Rules of the Western District of Missouri.

Can Chapter 7 bankruptcy wipe out all my unsecured debts?

Chapter 7 bankruptcy can eliminate almost every type of unsecured debt that you have. A collateral property does not guarantee these types of debts. For instance, car loans are deemed secured debt guaranteed by the vehicle; mortgages are deemed secured debt guaranteed by the home. Unsecured debts eliminated by Chapter 7 bankruptcy may encompass medical bills, credit card debt, and gasoline card debt.

However, it is not guaranteed that filing chapter 7 bankruptcy will eliminate all your debts, like spousal and child support or student loans. These types of unsecured debt are not dischargeable. Other types of debt may be nondischargeable if the creditor disagrees, such as recently acquired debts for luxury goods, fraud, and tax debt in the past three years.

When Do I Get Bankruptcy Protection?

You are given bankruptcy protection as soon as your petition for bankruptcy is filed with the Clerk’s office and a case number is assigned to it. Your filing of a bankruptcy petition constitutes an automatic stay of most legal actions that can be taken against you or your property. Most lawsuits against you will not proceed once the petition is filed. Creditors can only continue or pursue collection activities legally if they obtain a court order.

Call our Missouri Bankruptcy Attorney Now!

The fact that you are reading this article implies that you are looking for answers on the internet to all your questions. While that initiative is beneficial, the internet only provides general information. Ultimately, none of these can be used as legal advice. The rules that reinforce bankruptcy laws are complex, and your decision to file always depends on your circumstances. To get the best possible legal advice, you should get help from an experienced bankruptcy lawyer.

Jeppson Law Office is the best bankruptcy firm in Missouri. Its community involvement is commendable, given its extensive years of experience handling bankruptcy-related issues. Clients from various cases highly recommend our law firm for its honesty, competence, and dependability. Other than Chapter 7, we also handle cases in Chapter 13. If you need help, set up a consultation now.

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