{"id":468,"date":"2016-06-24T19:47:40","date_gmt":"2016-06-25T00:47:40","guid":{"rendered":"http:\/\/lpmdev.us\/jeppsonlaw\/?page_id=24"},"modified":"2022-07-13T17:05:48","modified_gmt":"2022-07-13T17:05:48","slug":"videos","status":"publish","type":"page","link":"https:\/\/jeppsonlawoffice.com\/videos\/","title":{"rendered":"Video Vault"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"468\" class=\"elementor elementor-468\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd2bf45 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd2bf45\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-416e665b\" data-id=\"416e665b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b8ceca elementor-grid-1 elementor-posts--thumbnail-left elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"4b8ceca\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;pagination_type&quot;:&quot;prev_next&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/jeppsonlawoffice.com\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-posts.min.css\">\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1129 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/if-im-a-business-owner-and-i-file-a-bankruptcy-lets-talk-about-that\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/young-attractive-asia-female-business-owner-though-2021-12-09-06-10-04-utc-768x432.webp\" class=\"attachment-medium_large size-medium_large wp-image-1208\" alt=\"Can I Now Discharge Student Loans with Bankruptcy?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/young-attractive-asia-female-business-owner-though-2021-12-09-06-10-04-utc-768x432.webp 768w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/young-attractive-asia-female-business-owner-though-2021-12-09-06-10-04-utc-300x169.webp 300w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/young-attractive-asia-female-business-owner-though-2021-12-09-06-10-04-utc-1024x576.webp 1024w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/young-attractive-asia-female-business-owner-though-2021-12-09-06-10-04-utc-1536x864.webp 1536w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/young-attractive-asia-female-business-owner-though-2021-12-09-06-10-04-utc.webp 2000w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/if-im-a-business-owner-and-i-file-a-bankruptcy-lets-talk-about-that\/\" >\n\t\t\t\tIf I\u2019m a business owner and I file a bankruptcy, let\u2019s talk about that.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Recently, we had a lot of people, a lot of business owners that are looking at filing bankruptcy and that&#8217;s, that&#8217;s fine. There&#8217;s nothing wrong<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/if-im-a-business-owner-and-i-file-a-bankruptcy-lets-talk-about-that\/\" aria-label=\"Read more about If I\u2019m a business owner and I file a bankruptcy, let\u2019s talk about that.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1126 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/in-the-case-of-the-people-that-file-themselves-and-they-dont-disclose-everything-theres-some-i-dont-know-what-this-scenario-is-that-we-discuss-here-but-if-there-i\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/top-view-of-businesswoman-signing-document-with-ba-2022-01-28-09-27-49-utc-768x512.webp\" class=\"attachment-medium_large size-medium_large wp-image-1207\" alt=\"should i file bankruptcy kansas city mo\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/top-view-of-businesswoman-signing-document-with-ba-2022-01-28-09-27-49-utc-768x512.webp 768w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/top-view-of-businesswoman-signing-document-with-ba-2022-01-28-09-27-49-utc-300x200.webp 300w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/top-view-of-businesswoman-signing-document-with-ba-2022-01-28-09-27-49-utc-1024x683.webp 1024w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/top-view-of-businesswoman-signing-document-with-ba-2022-01-28-09-27-49-utc-1536x1025.webp 1536w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/top-view-of-businesswoman-signing-document-with-ba-2022-01-28-09-27-49-utc.webp 2000w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/in-the-case-of-the-people-that-file-themselves-and-they-dont-disclose-everything-theres-some-i-dont-know-what-this-scenario-is-that-we-discuss-here-but-if-there-i\/\" >\n\t\t\t\tIn the case of the people that file themselves and they don\u2019t disclose everything\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>So in every bankruptcy case, the quarter points of bankruptcy, trustee, that&#8217;s the attorney whose job it is to kind of supervise your case in<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/in-the-case-of-the-people-that-file-themselves-and-they-dont-disclose-everything-theres-some-i-dont-know-what-this-scenario-is-that-we-discuss-here-but-if-there-i\/\" aria-label=\"Read more about In the case of the people that file themselves and they don\u2019t disclose everything\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1123 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/it-sounds-like-it-can-get-complicated-do-i-really-need-an-attorney-to-file-bankruptcy-what-is-your-thought-about-having-an-attorney-for-filing\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/divorce-selective-focus-of-couple-sitting-at-table-with-di-2022-02-07-01-16-20-utc-768x512.webp\" class=\"attachment-medium_large size-medium_large wp-image-1206\" alt=\"\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/divorce-selective-focus-of-couple-sitting-at-table-with-di-2022-02-07-01-16-20-utc-768x512.webp 768w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/divorce-selective-focus-of-couple-sitting-at-table-with-di-2022-02-07-01-16-20-utc-300x200.webp 300w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/divorce-selective-focus-of-couple-sitting-at-table-with-di-2022-02-07-01-16-20-utc-1024x683.webp 1024w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/divorce-selective-focus-of-couple-sitting-at-table-with-di-2022-02-07-01-16-20-utc-1536x1025.webp 1536w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/divorce-selective-focus-of-couple-sitting-at-table-with-di-2022-02-07-01-16-20-utc.webp 2000w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/it-sounds-like-it-can-get-complicated-do-i-really-need-an-attorney-to-file-bankruptcy-what-is-your-thought-about-having-an-attorney-for-filing\/\" >\n\t\t\t\tIt sounds like it can get complicated.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>If you&#8217;re at the point of a divorce, divorce can be complicated and it can be expensive because you have to give so much money<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/it-sounds-like-it-can-get-complicated-do-i-really-need-an-attorney-to-file-bankruptcy-what-is-your-thought-about-having-an-attorney-for-filing\/\" aria-label=\"Read more about It sounds like it can get complicated.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1120 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/would-you-say-that-chapter-13-is-pretty-common-for-divorce-and-marriage-situations-because-they-typically-have-houses-and-cards-and-stuff-like-that\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/vev-grxgpua.webp\" class=\"attachment-medium_large size-medium_large wp-image-1121\" alt=\"Would you say that chapter 13 is pretty common for divorce and marriage situations, because they typically have houses and cards, and stuff like that?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/vev-grxgpua.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/vev-grxgpua-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/would-you-say-that-chapter-13-is-pretty-common-for-divorce-and-marriage-situations-because-they-typically-have-houses-and-cards-and-stuff-like-that\/\" >\n\t\t\t\tWould you say that chapter 13 is pretty common for divorce and marriage situations?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>It&#8217;s hard to just make a blanket statement about, whether, seven or 13 is good for any one person, because it really depends on what<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/would-you-say-that-chapter-13-is-pretty-common-for-divorce-and-marriage-situations-because-they-typically-have-houses-and-cards-and-stuff-like-that\/\" aria-label=\"Read more about Would you say that chapter 13 is pretty common for divorce and marriage situations?\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1117 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/if-im-a-single-dude-in-an-apartment-and-i-got-20000-in-credit-card-debt-i-just-lost-my-job-chapter-7-is-my-path-is-that-correct\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/pjrcalgrani.webp\" class=\"attachment-medium_large size-medium_large wp-image-1118\" alt=\"If I\u2019m a single dude in an apartment, and I got 20,000 in credit card debt, I just lost my job, chapter 7 is my path. Is that correct?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/pjrcalgrani.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/pjrcalgrani-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/if-im-a-single-dude-in-an-apartment-and-i-got-20000-in-credit-card-debt-i-just-lost-my-job-chapter-7-is-my-path-is-that-correct\/\" >\n\t\t\t\tIs Chapter 7 right for me if I&#8217;m single and unemployed?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>But every case is different. You want to talk to your attorney, but probably if you&#8217;re a single guy in an apartment with 20,000 of<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/if-im-a-single-dude-in-an-apartment-and-i-got-20000-in-credit-card-debt-i-just-lost-my-job-chapter-7-is-my-path-is-that-correct\/\" aria-label=\"Read more about Is Chapter 7 right for me if I&#8217;m single and unemployed?\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1114 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/lets-talk-about-qualifying-for-bankruptcy-what-are-the-qualifiers-and-disqualifiers-for-chapter-13-and-or-chapter-7\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/01.webp\" class=\"attachment-medium_large size-medium_large wp-image-1115\" alt=\"Let\u2019s talk about qualifying for bankruptcy. What are the qualifiers and disqualifiers for Chapter 13 and\/or Chapter 7?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/01.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/01-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/lets-talk-about-qualifying-for-bankruptcy-what-are-the-qualifiers-and-disqualifiers-for-chapter-13-and-or-chapter-7\/\" >\n\t\t\t\tLet\u2019s talk about qualifying for bankruptcy.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Chapter seven &#8211; There&#8217;s really is not much limitation on who can file a chapter seven bankruptcy. The point of the chapter seven is to<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/lets-talk-about-qualifying-for-bankruptcy-what-are-the-qualifiers-and-disqualifiers-for-chapter-13-and-or-chapter-7\/\" aria-label=\"Read more about Let\u2019s talk about qualifying for bankruptcy.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1111 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/any-topic-that-we-didnt-cover-and-we-should\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/a.webp\" class=\"attachment-medium_large size-medium_large wp-image-1112\" alt=\"Any topic that we didn\u2019t cover and we should?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/a.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/a-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/any-topic-that-we-didnt-cover-and-we-should\/\" >\n\t\t\t\tAny topic that we didn\u2019t cover and we should?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The only other things or, you know, it can be eligibility for bankruptcy. Some people say, you know, do I owe enough money to file<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/any-topic-that-we-didnt-cover-and-we-should\/\" aria-label=\"Read more about Any topic that we didn\u2019t cover and we should?\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1108 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/and-what-is-the-fdcpa\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/b.webp\" class=\"attachment-medium_large size-medium_large wp-image-1109\" alt=\"And what is the FDCPA?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/b.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/b-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/and-what-is-the-fdcpa\/\" >\n\t\t\t\tAnd what is the FDCPA?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Fair to debt collection procedures act &#8211; so kind of mixing a couple of things there. What we&#8217;re talking about with stopping the phone calls<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/and-what-is-the-fdcpa\/\" aria-label=\"Read more about And what is the FDCPA?\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1105 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/lets-talk-about-creditor-harassment-people-are-calling-me-all-night-and-day-can-you-speak-about-that\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/04.webp\" class=\"attachment-medium_large size-medium_large wp-image-1106\" alt=\"Let\u2019s talk about creditor harassment. People are calling me all night and day. Can you speak about that?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/04.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/04-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/lets-talk-about-creditor-harassment-people-are-calling-me-all-night-and-day-can-you-speak-about-that\/\" >\n\t\t\t\tLet\u2019s talk about creditor harassment.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The number one complaint &#8211; Number one reason people gave me for why they were looking at a bankruptcy is the phone calls. It&#8217;s multiple<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/lets-talk-about-creditor-harassment-people-are-calling-me-all-night-and-day-can-you-speak-about-that\/\" aria-label=\"Read more about Let\u2019s talk about creditor harassment.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1102 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/sounds-like-one-of-the-things-that-may-happen-to-people-is-they-get-upside-down-they-overspend-on-their-credit-cards-then-their-credit-score-goes-down-they-need-more-financing-for-more-things-in\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/03.webp\" class=\"attachment-medium_large size-medium_large wp-image-1103\" alt=\"Sounds like one of the things that may happen to people is they get upside-down, they overspend on their credit cards, then their credit score goes down, they need more financing for more things, in a downwards spiral where bankruptcy is like a reset button. Can you speak about that?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/03.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/03-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/sounds-like-one-of-the-things-that-may-happen-to-people-is-they-get-upside-down-they-overspend-on-their-credit-cards-then-their-credit-score-goes-down-they-need-more-financing-for-more-things-in\/\" >\n\t\t\t\tSounds like one of the things that may happen to people is they get upside-down\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Absolutely bankruptcy is, is intended to be a fresh start. It&#8217;s a reset. It&#8217;s a do over on the school yard, right that&#8217;s what bankruptcy<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/sounds-like-one-of-the-things-that-may-happen-to-people-is-they-get-upside-down-they-overspend-on-their-credit-cards-then-their-credit-score-goes-down-they-need-more-financing-for-more-things-in\/\" aria-label=\"Read more about Sounds like one of the things that may happen to people is they get upside-down\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t<div class=\"e-load-more-anchor\" data-page=\"1\" data-max-page=\"4\" data-next-page=\"https:\/\/jeppsonlawoffice.com\/sounds-like-one-of-the-things-that-may-happen-to-people-is-they-get-upside-down-they-overspend-on-their-credit-cards-then-their-credit-score-goes-down-they-need-more-financing-for-more-things-in\/2\/?url=https%3A%2F%2Fjeppsonlawoffice.com%2Fexemptions%2F\"><\/div>\n\t\t\t\t<nav class=\"elementor-pagination\" aria-label=\"Pagination\">\n\t\t\t<span class=\"page-numbers prev\">&laquo; Previous<\/span>\n<a class=\"page-numbers next\" href=\"https:\/\/jeppsonlawoffice.com\/sounds-like-one-of-the-things-that-may-happen-to-people-is-they-get-upside-down-they-overspend-on-their-credit-cards-then-their-credit-score-goes-down-they-need-more-financing-for-more-things-in\/2\/?url=https%3A%2F%2Fjeppsonlawoffice.com%2Fexemptions%2F\">Next &raquo;<\/a>\t\t<\/nav>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-849f66c elementor-grid-1 elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet_extra elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts\" data-id=\"849f66c\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;pagination_type&quot;:&quot;prev_next&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1129 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/if-im-a-business-owner-and-i-file-a-bankruptcy-lets-talk-about-that\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/young-attractive-asia-female-business-owner-though-2021-12-09-06-10-04-utc-768x432.webp\" class=\"attachment-medium_large size-medium_large wp-image-1208\" alt=\"Can I Now Discharge Student Loans with Bankruptcy?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/young-attractive-asia-female-business-owner-though-2021-12-09-06-10-04-utc-768x432.webp 768w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/young-attractive-asia-female-business-owner-though-2021-12-09-06-10-04-utc-300x169.webp 300w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/young-attractive-asia-female-business-owner-though-2021-12-09-06-10-04-utc-1024x576.webp 1024w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/young-attractive-asia-female-business-owner-though-2021-12-09-06-10-04-utc-1536x864.webp 1536w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/young-attractive-asia-female-business-owner-though-2021-12-09-06-10-04-utc.webp 2000w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/if-im-a-business-owner-and-i-file-a-bankruptcy-lets-talk-about-that\/\" >\n\t\t\t\tIf I\u2019m a business owner and I file a bankruptcy, let\u2019s talk about that.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Recently, we had a lot of people, a lot of business owners that are looking at filing bankruptcy and that&#8217;s, that&#8217;s fine. There&#8217;s nothing wrong<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/if-im-a-business-owner-and-i-file-a-bankruptcy-lets-talk-about-that\/\" aria-label=\"Read more about If I\u2019m a business owner and I file a bankruptcy, let\u2019s talk about that.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1126 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/in-the-case-of-the-people-that-file-themselves-and-they-dont-disclose-everything-theres-some-i-dont-know-what-this-scenario-is-that-we-discuss-here-but-if-there-i\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/top-view-of-businesswoman-signing-document-with-ba-2022-01-28-09-27-49-utc-768x512.webp\" class=\"attachment-medium_large size-medium_large wp-image-1207\" alt=\"should i file bankruptcy kansas city mo\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/top-view-of-businesswoman-signing-document-with-ba-2022-01-28-09-27-49-utc-768x512.webp 768w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/top-view-of-businesswoman-signing-document-with-ba-2022-01-28-09-27-49-utc-300x200.webp 300w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/top-view-of-businesswoman-signing-document-with-ba-2022-01-28-09-27-49-utc-1024x683.webp 1024w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/top-view-of-businesswoman-signing-document-with-ba-2022-01-28-09-27-49-utc-1536x1025.webp 1536w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/top-view-of-businesswoman-signing-document-with-ba-2022-01-28-09-27-49-utc.webp 2000w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/in-the-case-of-the-people-that-file-themselves-and-they-dont-disclose-everything-theres-some-i-dont-know-what-this-scenario-is-that-we-discuss-here-but-if-there-i\/\" >\n\t\t\t\tIn the case of the people that file themselves and they don\u2019t disclose everything\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>So in every bankruptcy case, the quarter points of bankruptcy, trustee, that&#8217;s the attorney whose job it is to kind of supervise your case in<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/in-the-case-of-the-people-that-file-themselves-and-they-dont-disclose-everything-theres-some-i-dont-know-what-this-scenario-is-that-we-discuss-here-but-if-there-i\/\" aria-label=\"Read more about In the case of the people that file themselves and they don\u2019t disclose everything\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1123 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/it-sounds-like-it-can-get-complicated-do-i-really-need-an-attorney-to-file-bankruptcy-what-is-your-thought-about-having-an-attorney-for-filing\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/divorce-selective-focus-of-couple-sitting-at-table-with-di-2022-02-07-01-16-20-utc-768x512.webp\" class=\"attachment-medium_large size-medium_large wp-image-1206\" alt=\"\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/divorce-selective-focus-of-couple-sitting-at-table-with-di-2022-02-07-01-16-20-utc-768x512.webp 768w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/divorce-selective-focus-of-couple-sitting-at-table-with-di-2022-02-07-01-16-20-utc-300x200.webp 300w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/divorce-selective-focus-of-couple-sitting-at-table-with-di-2022-02-07-01-16-20-utc-1024x683.webp 1024w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/divorce-selective-focus-of-couple-sitting-at-table-with-di-2022-02-07-01-16-20-utc-1536x1025.webp 1536w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/divorce-selective-focus-of-couple-sitting-at-table-with-di-2022-02-07-01-16-20-utc.webp 2000w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/it-sounds-like-it-can-get-complicated-do-i-really-need-an-attorney-to-file-bankruptcy-what-is-your-thought-about-having-an-attorney-for-filing\/\" >\n\t\t\t\tIt sounds like it can get complicated.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>If you&#8217;re at the point of a divorce, divorce can be complicated and it can be expensive because you have to give so much money<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/it-sounds-like-it-can-get-complicated-do-i-really-need-an-attorney-to-file-bankruptcy-what-is-your-thought-about-having-an-attorney-for-filing\/\" aria-label=\"Read more about It sounds like it can get complicated.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1120 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/would-you-say-that-chapter-13-is-pretty-common-for-divorce-and-marriage-situations-because-they-typically-have-houses-and-cards-and-stuff-like-that\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/vev-grxgpua.webp\" class=\"attachment-medium_large size-medium_large wp-image-1121\" alt=\"Would you say that chapter 13 is pretty common for divorce and marriage situations, because they typically have houses and cards, and stuff like that?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/vev-grxgpua.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/vev-grxgpua-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/would-you-say-that-chapter-13-is-pretty-common-for-divorce-and-marriage-situations-because-they-typically-have-houses-and-cards-and-stuff-like-that\/\" >\n\t\t\t\tWould you say that chapter 13 is pretty common for divorce and marriage situations?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>It&#8217;s hard to just make a blanket statement about, whether, seven or 13 is good for any one person, because it really depends on what<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/would-you-say-that-chapter-13-is-pretty-common-for-divorce-and-marriage-situations-because-they-typically-have-houses-and-cards-and-stuff-like-that\/\" aria-label=\"Read more about Would you say that chapter 13 is pretty common for divorce and marriage situations?\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1117 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/if-im-a-single-dude-in-an-apartment-and-i-got-20000-in-credit-card-debt-i-just-lost-my-job-chapter-7-is-my-path-is-that-correct\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/pjrcalgrani.webp\" class=\"attachment-medium_large size-medium_large wp-image-1118\" alt=\"If I\u2019m a single dude in an apartment, and I got 20,000 in credit card debt, I just lost my job, chapter 7 is my path. Is that correct?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/pjrcalgrani.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/pjrcalgrani-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/if-im-a-single-dude-in-an-apartment-and-i-got-20000-in-credit-card-debt-i-just-lost-my-job-chapter-7-is-my-path-is-that-correct\/\" >\n\t\t\t\tIs Chapter 7 right for me if I&#8217;m single and unemployed?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>But every case is different. You want to talk to your attorney, but probably if you&#8217;re a single guy in an apartment with 20,000 of<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/if-im-a-single-dude-in-an-apartment-and-i-got-20000-in-credit-card-debt-i-just-lost-my-job-chapter-7-is-my-path-is-that-correct\/\" aria-label=\"Read more about Is Chapter 7 right for me if I&#8217;m single and unemployed?\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1114 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/lets-talk-about-qualifying-for-bankruptcy-what-are-the-qualifiers-and-disqualifiers-for-chapter-13-and-or-chapter-7\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/01.webp\" class=\"attachment-medium_large size-medium_large wp-image-1115\" alt=\"Let\u2019s talk about qualifying for bankruptcy. What are the qualifiers and disqualifiers for Chapter 13 and\/or Chapter 7?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/01.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/01-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/lets-talk-about-qualifying-for-bankruptcy-what-are-the-qualifiers-and-disqualifiers-for-chapter-13-and-or-chapter-7\/\" >\n\t\t\t\tLet\u2019s talk about qualifying for bankruptcy.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Chapter seven &#8211; There&#8217;s really is not much limitation on who can file a chapter seven bankruptcy. The point of the chapter seven is to<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/lets-talk-about-qualifying-for-bankruptcy-what-are-the-qualifiers-and-disqualifiers-for-chapter-13-and-or-chapter-7\/\" aria-label=\"Read more about Let\u2019s talk about qualifying for bankruptcy.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1111 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/any-topic-that-we-didnt-cover-and-we-should\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/a.webp\" class=\"attachment-medium_large size-medium_large wp-image-1112\" alt=\"Any topic that we didn\u2019t cover and we should?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/a.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/a-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/any-topic-that-we-didnt-cover-and-we-should\/\" >\n\t\t\t\tAny topic that we didn\u2019t cover and we should?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The only other things or, you know, it can be eligibility for bankruptcy. Some people say, you know, do I owe enough money to file<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/any-topic-that-we-didnt-cover-and-we-should\/\" aria-label=\"Read more about Any topic that we didn\u2019t cover and we should?\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1108 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/and-what-is-the-fdcpa\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/b.webp\" class=\"attachment-medium_large size-medium_large wp-image-1109\" alt=\"And what is the FDCPA?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/b.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/b-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/and-what-is-the-fdcpa\/\" >\n\t\t\t\tAnd what is the FDCPA?\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Fair to debt collection procedures act &#8211; so kind of mixing a couple of things there. What we&#8217;re talking about with stopping the phone calls<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/and-what-is-the-fdcpa\/\" aria-label=\"Read more about And what is the FDCPA?\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1105 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/lets-talk-about-creditor-harassment-people-are-calling-me-all-night-and-day-can-you-speak-about-that\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/04.webp\" class=\"attachment-medium_large size-medium_large wp-image-1106\" alt=\"Let\u2019s talk about creditor harassment. People are calling me all night and day. Can you speak about that?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/04.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/04-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/lets-talk-about-creditor-harassment-people-are-calling-me-all-night-and-day-can-you-speak-about-that\/\" >\n\t\t\t\tLet\u2019s talk about creditor harassment.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>The number one complaint &#8211; Number one reason people gave me for why they were looking at a bankruptcy is the phone calls. It&#8217;s multiple<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/lets-talk-about-creditor-harassment-people-are-calling-me-all-night-and-day-can-you-speak-about-that\/\" aria-label=\"Read more about Let\u2019s talk about creditor harassment.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-1102 post type-post status-publish format-standard has-post-thumbnail hentry category-videos\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/jeppsonlawoffice.com\/sounds-like-one-of-the-things-that-may-happen-to-people-is-they-get-upside-down-they-overspend-on-their-credit-cards-then-their-credit-score-goes-down-they-need-more-financing-for-more-things-in\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"360\" src=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/03.webp\" class=\"attachment-medium_large size-medium_large wp-image-1103\" alt=\"Sounds like one of the things that may happen to people is they get upside-down, they overspend on their credit cards, then their credit score goes down, they need more financing for more things, in a downwards spiral where bankruptcy is like a reset button. Can you speak about that?\" srcset=\"https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/03.webp 480w, https:\/\/jeppsonlawoffice.com\/wp-content\/uploads\/2022\/06\/03-300x225.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/jeppsonlawoffice.com\/sounds-like-one-of-the-things-that-may-happen-to-people-is-they-get-upside-down-they-overspend-on-their-credit-cards-then-their-credit-score-goes-down-they-need-more-financing-for-more-things-in\/\" >\n\t\t\t\tSounds like one of the things that may happen to people is they get upside-down\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Absolutely bankruptcy is, is intended to be a fresh start. It&#8217;s a reset. It&#8217;s a do over on the school yard, right that&#8217;s what bankruptcy<\/p>\n\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/jeppsonlawoffice.com\/sounds-like-one-of-the-things-that-may-happen-to-people-is-they-get-upside-down-they-overspend-on-their-credit-cards-then-their-credit-score-goes-down-they-need-more-financing-for-more-things-in\/\" aria-label=\"Read more about Sounds like one of the things that may happen to people is they get upside-down\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t<div class=\"e-load-more-anchor\" data-page=\"1\" data-max-page=\"4\" data-next-page=\"https:\/\/jeppsonlawoffice.com\/sounds-like-one-of-the-things-that-may-happen-to-people-is-they-get-upside-down-they-overspend-on-their-credit-cards-then-their-credit-score-goes-down-they-need-more-financing-for-more-things-in\/2\/?url=https%3A%2F%2Fjeppsonlawoffice.com%2Fexemptions%2F\"><\/div>\n\t\t\t\t<nav class=\"elementor-pagination\" aria-label=\"Pagination\">\n\t\t\t<span class=\"page-numbers prev\">&laquo; Previous<\/span>\n<a class=\"page-numbers next\" href=\"https:\/\/jeppsonlawoffice.com\/sounds-like-one-of-the-things-that-may-happen-to-people-is-they-get-upside-down-they-overspend-on-their-credit-cards-then-their-credit-score-goes-down-they-need-more-financing-for-more-things-in\/2\/?url=https%3A%2F%2Fjeppsonlawoffice.com%2Fexemptions%2F\">Next &raquo;<\/a>\t\t<\/nav>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"_links":{"self":[{"href":"https:\/\/jeppsonlawoffice.com\/wp-json\/wp\/v2\/pages\/468"}],"collection":[{"href":"https:\/\/jeppsonlawoffice.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/jeppsonlawoffice.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/jeppsonlawoffice.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jeppsonlawoffice.com\/wp-json\/wp\/v2\/comments?post=468"}],"version-history":[{"count":24,"href":"https:\/\/jeppsonlawoffice.com\/wp-json\/wp\/v2\/pages\/468\/revisions"}],"predecessor-version":[{"id":1280,"href":"https:\/\/jeppsonlawoffice.com\/wp-json\/wp\/v2\/pages\/468\/revisions\/1280"}],"wp:attachment":[{"href":"https:\/\/jeppsonlawoffice.com\/wp-json\/wp\/v2\/media?parent=468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}