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It’s hard to just make a blanket statement about, whether, seven or 13 is good for any one person, because it really depends on what

But every case is different. You want to talk to your attorney, but probably if you’re a single guy in an apartment with 20,000 of

Chapter seven – There’s really is not much limitation on who can file a chapter seven bankruptcy. The point of the chapter seven is to

The only other things or, you know, it can be eligibility for bankruptcy. Some people say, you know, do I owe enough money to file

Fair to debt collection procedures act – so kind of mixing a couple of things there. What we’re talking about with stopping the phone calls

The number one complaint – Number one reason people gave me for why they were looking at a bankruptcy is the phone calls. It’s multiple

Absolutely bankruptcy is, is intended to be a fresh start. It’s a reset. It’s a do over on the school yard, right that’s what bankruptcy

So let’s assume that Mike was breaking even with his business and then COVID hit. And Mike lost a lot of business temporarily, and Mike

It’s the weirdest thing, every once in a while, they do something for you. Let’s talk about the difference between chapter 13 and chapter 7.

Sounds like if you file a bankruptcy when you are in a foreclosure or forbearance modification is debatable, it really helps you buy time, and